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Homeland SecureCare 250B Co-Pay Rx
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Ages 18 to 64
$90.00
per Month
for Individual
$129.00
per Month
for Individual plus Spouse
$137.00
per Month
for Individual plus Child(ren)
$168.00
per Month
for Family
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SecureCare 250B Co-Pay includes the following benefits on an indemnity basis: $250 Daily Hospital Benefit, $250 Intensive Care, $50 Doctor Office Visit, $50 Emergency Room, $10,000 AD&D Benefit. Value-Added Benefits include $10 Co-pay Prescription Drug Benefit, $2,000 Accident Medical Benefit, Vision Discounts, Dental Discounts, Hearing Discounts, and Direct Lab Program.
States Not Available: CT, MN, NY, PR, RI, VT, WA
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Limited Benefit Health Insurance
SCHEDULE of BENEFITS
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Bronze / 250 |
Preventive Benefits
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Physician's Office (per visit - 3 per person/per year - 6 family per year)
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$50 |
Health Screening (per treatment-3/year)
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$25 |
Routine Well Child (per visit-6/year)
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$30 |
Oklahoma Only: Immunization Benefit
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$20 |
Emergency Room (per visit - 4/year per person)
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$50 |
Hospital Benefits
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Hospital Admission
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$250 |
Hospital Confinement Benefit - First 30 Days
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$250 |
Intensive Care Unit (per day)
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$250 |
Accidental Death Benefits
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Accidental Death Benefit
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$10,000 |
Common Carrier Benefit
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$2,500 |
Dismemberment Benefits
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Loss of Both Hands OR Both Feet
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$10,000 |
Loss of Sight in Both Eyes
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$10,000 |
Loss of One Hand AND One Foot
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$10,000 |
Loss of One Hand AND Sight in One Eye
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$10,000 |
Loss of One Hand OR One Foot
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$10,000 |
Loss of Speech AND Hearing in Both Ears
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$10,000 |
Loss of Hearing in One Ear
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$10,000 |
Loss of Thumb AND Index Finger of Same Hand
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$10,000 |
Loss of One or More Fingers OR Toes
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$2,500 |
Loss of Sight of One Eye
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$10,000 |
Dislocations & Fracture Benefits
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Dislocation Benefits (all)
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$1,000 |
Concussion
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$100 |
Fractures - Rib
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$500 |
Fractures - Other*
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$1,000 |
* Covered fractures include Pelvis, Skull, Neck, Thigh, Upper Arm, Ankle, Lower Leg, Elbow, Heel, Shoulder Blade, Lower Jaw, Collarbone, Forearm, Wrist, Vertebrae, Sternum, Kneecap, Cheekbone, Hand, Foot, and Coccyx
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Value-Added Benefits*
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Discount Prescription Card - 3-Tier Program
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Included |
Careington International Dental Discount
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Included |
Vision Program**
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Included |
Homeland DirectLab
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Included |
Accidental Medical Benefit (per occurrence, no limit)
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$2,000 |
*Homeland Health Care Value Added Benefits Program is neither underwritten nor provided by National Union Fire Insurance Company of Pittsburgh, PA.
**Vision Care Program is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.
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Benefits and Coverages
Click here to view the terms, conditions, exclusions and definitions of coverage.
HEALTH SCREENING BENEFIT
Pays a Per Test Amount when an Insured Person undergoes specified routine examinations or other preventive testing.
ROUTINE WELL-CHILD BENEFIT
Pays a Per Physician's Visit amount when an Insured Dependent Child visits a Physician and undergoes physical examination and/or appropriate immunizations during the first 6 months following birth.
HOSPITAL BENEFITS
Hospital Admission Benefit: Pays a lump sum Hospital Admission Benefit if an Insured Person is admitted as an inpatient to a Hospital for treatment of a covered Sickness or Injury.
Hospital Confinement Benefit: Pays a Daily Hospital Confinement Benefit for each day that an Insured Person is charged for a room as an Inpatient when that Insured Person becomes confined as an Inpatient to a Hospital for treatment of a covered Sickness or Injury.
Intensive Care Unit Benefit: If benefits have become payable for an Insured Person under the Hospital Confinement Benefit, and such Insured Person becomes confined in an Intensive Care Unit, pays an additional Daily Intensive Care Unit Benefit for each day an Insured Person is confined in and charged for an Intensive Care Unit.
SURGICAL/ANESTHESIA BENEFITS
Pays a scheduled Surgical Benefit when an Insured Person undergoes a surgical procedure for treatment of a covered Sickness or Injury. Anesthesia: Pays an Anesthesia Benefit for the administration of anesthesia for which a charge is incurred during a covered surgical procedure. Click here to view a sample surgery schedule.
EMERGENCY ROOM ACCIDENT TREATMENT BENEFIT
Pays a Per Accident Benefit shown when an Insured Person suffers a covered injury that, within 72 hours of the accident that caused the injury, requires him or her to receive Emergency Treatment in the Emergency room of a Hospital.
EMERGENCY ROOM SICKNESS TREATMENT BENEFIT
Pays a Per Visit Benefit when an Insured Person visits the emergency room of a Hospital for Emergency Treatment of a covered Sickness.
PHYSICIAN'S OFFICE VISITS BENEFIT
Pays a Per Visit benefit if an Insured Person visits a Physician's office for treatment of a covered Sickness or Injury.
OUTPATIENT DIAGNOSTIC X-RAY AND LABORATORY BENEFIT
Pays an Outpatient Diagnostic X-Ray and Laboratory Benefit when an Insured Person visits a Physician's office or other outpatient setting except an emergency room, and undergoes diagnostic x-ray and laboratory tests for treatment of a covered Sickness or Injury.
AMBULATORY SURGICAL CENTER BENEFIT
Pays a lump sum benefit if an Insured Person visits an Ambulatory Surgical Center for treatment of a covered Sickness or Injury.
ACCIDENTAL DEATH BENEFIT
Pays a lump sum benefit if an Insured Person suffers a covered injury that results in death.
CRITICAL ILLNESS RIDER
Pays a lump sum benefit upon diagnosis of a specified Critical Illness after a 30 day waiting period.
Click here to view the terms, conditions, exclusions and definitions of coverage.
This is not basic health insurance or major medical coverage and is not designed as a substitute for basic health insurance or major medical coverage. Benefits may vary from state to state. This document provides only brief descriptions of the coverages available. The Policies contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in each Policy. If there are any conflicts between this document and each Policy, the Policy (series N20000 through N20010) shall govern. Not all coverages are available in every state.
Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company; its principal place of business is located at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.
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Value-Added Benefits
Unless otherwise specified, these items are not insurance. These coverages and services (except for the vision coverage) are neither underwritten nor provided by the Domestic Accident and Health Division of the AIU Holdings, Inc. National Union Fire Insurance Company of Pittsburgh, Pa. assumes no responsibility or liability for any of the listed services, the providers of the services, the quality of the services, the delivery of the services or the outcomes of the services. Questions or concerns about the services should be addressed directly to the providers.
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Generic Prescription Card - $10 Co-pay
This insured drug benefit covers most of the commonly prescribed generic drugs at a low member co-pay of $10. In addition, this benefit allows members to purchase brand name drugs and non co-pay generics at a discounted rate. The prescription benefit is provided through Rx Education & Design Organization, Inc. ("RxEDO") a Prescription Benefit Partner. RxEDO's pharmacy network has over 54,800 chains nationwide, which includes all of the major chains and most of the nation's independent pharmacies. Benefit maximum is $200 per person per month and $400 per family per month.
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PPO Network
We utilize Beech Street PPO for managed care services. Beech Street strives to identify the most respected hospitals, physicians, and specialty providers throughout the country so patients receive the highest level of care. Currently, Beech Street contracts with over 3,800 hospitals, 52,000 specialty care facilities and more than 400,000 providers, so it's not difficult to find a Beech Street provider in any area of the country. To locate providers in your area, visit www.beechstreet.com
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Accident Medical
Benefits paying up to $2,000 of Accidental Medical coverage for all persons covered under medical plan. Benefit pays per occurrence with a $100 deductible. This benefit covers you on and off the job 24/7 (unless workers' compensation is in place).
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Dental Discounts*
Members save 20-60% on most dental procedures at over 29,000 providers nationwide. Save on specialty care such as orthodontics and cosmetic dentistry. Discounts on complete dentures are also included. To locate a provider go to www.careington.com
Hearing Discounts Program
HearPO is the largest provider of audiology and hearing aid services in the United States. Member will receive discounts on repairs and batteries, comprehensive follow-up services at no charge for one year. 30% to 62% discount on all hearing aids at any HearPO provider location as well as 30% savings on hearing exam.
Medical Diabetes Management Supplies
Better Living Now provides member with 15% discount on Diabetes Testing Supplies and includes free shipping. The process is easy to use and requires no complicated forms to fill out and no inconvenient trips to the pharmacy.
*This dental plan is not insurance. **This is not a Medicare prescription drug plan. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. Before purchase, you may access a list of participating health care provers at www.searchforaprovider.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership material and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington Internation Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone (800) 441-0380.
Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone (800) 803-9202 or (512) 463-6599 Web site: www.license.state.tx.us/complaints. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers.
**Medicare statement applies to MD residents when pharmacy discounts are part of program. This program is not available in Montana and Vermont.
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Vision Care Program
National Vision Administrators (NVA) provides the vision care plan for you and your family. NVA's national provider network includes most major retail chains, including Target Optical, Eyemasters and Pearle Vision, and many independent providers. Visit www.e-nva.com to see if your eye care professional is in NVA's network or to find a provider in your area. Or contact NVA's customer service at (800) 672-7723.
Under the plan, you'll receive annual eye exams for a $20 co-pay, along with discounts on frames, contact lenses and standard glass or plastic eyeglass lenses. You can use your discounts as often as you want on eyewear.
Save money on replacement contact lenses with Contact Fill, NVA's mail order contact lens replacement program. Visit www.contactfill.com or call (866) 234-1393 to place your order. The same name brand contact lenses you receive from your local retailer are available through Contact Fill, with significant savings and the convenience of home delivery.
You'll also receive discounts on laser vision correction through The National LASIK Network, one of the largest panels of LASIK surgeons in the United States. You'll receive 15% off standard pricing or 5% off promotional pricing on the entire cost of the procedure to maximize your savings.
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Homeland Direct Lab Program
Homeland Direct Lab benefit provides significant discounts on all kinds of lab testing. More than 1,700 available tests available with thousands of patient service centers located in all fifty states. Highlights include: no limits of use, no hidden fees, immediate access to benefits.
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Consult A Doctor
NEVER WAIT TO CONSULT WITH A DOCTOR AGAIN!
Consult A DoctorTM provides Homeland Healthcare members with 24/7 access to licensed physicians via phone and email. Connect instantly with our network of U.S.-based, licensed and board-certified physicians for information, diagnoses, and treatment recommendations including prescription medication*, if warranted, for common, non-emergency conditions.
Consult A Doctor Offers 4 Ways to Consult with a Physician
- On Call Consultation: talk to a doctor immediately
- E-Consult: e-mail a doctor
- By Appointment Consultation: set a time to talk to a doctor, prescription medication
- Priority Consultation: talk to a doctor within 1-3 hours, prescription medication
When to Use Consult A Doctor
- Cold/Flu
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- Allergies
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- Sinus infections
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- Bronchitis
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- Headaches/Migraines
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- Stomach ache/Diarrhea
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- Respiratory Infections
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- Urinary Tract Infections
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- Prescription Refills*
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Consult A Doctor Benefits
- Call or e-mail a doctor 24/7/365
- No long waits at the doctor's office
- Request prescription medication or a refill
- All physicians are U.S.-based, licensed & board certified
- Personal Health Manager
- FREE electronic medical record
- Access the latest health articles
There are no limitations on usage! Consult A Doctor consultations are FREE and UNLIMITED. Use it as often as you need!
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Limited Benefit Health Insurance administered by Homeland HealthCare. Limited Benefit Health Insurance underwritten by National Union Fire Company of Pittsburgh, Pa. Limited Benefit Health Insurance is not basic health insurance or major medical coverage and is not designed as a substitute for basic health insurance or major medical coverage. Benefits may vary from state to state. This document provides only brief descriptions of the coverages available. The policies contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in each policy. If there are any conflicts between this document and each Policy, the Policy, the Policy (series N20000 through N20010) shall govern. Not all coverages are available in every state. Limited Benefit Health Insurance is underwritten by National Fire Insurance Company of Pittsburgh, Pa. with its prinicipal place of business in New York, NY. 10/09
Value Added Benefits are not provided by National Union Fire Insurance Company of Pittsburgh, Pa. National Union Fire Insurance Company of Pittsburgh, Pa. assumes no responsibility or liability for any of the listed services, the providers of the services, the quality of the services, the delivery of the services or the outcomes of the services. Questions or concerns about the Value Added Benefit services should be addressed directly to the providers.
© 2010 Homeland4one. All Rights Reserved. Not all programs available in all states. Void where prohibited by law. - Privacy Policy
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